O.k. couldn't sleep
i found this on About.com re:Free downloads for PSE to change layer styles? Hope this works. It had metallic, glitter, and many more.
http://graphicssoft.about.com/od/pho...m-Shelby-Kate/
I also found a free download to make those picture shape collages. Thought that was cool too!
http://www.shapecollage.com/?gclid=C...FQkSbAodvjDGaA